Certified Financial PlannerCM

All advisory staff hold Certified Financial PlannerCM certification. It is our policy that all financial planners are already CFPCM qualified or gain certification within a short time of joining. It is an international professional certification held by a very small proportion of financial advisers in the UK.

An advanced qualification, it tests the practical application of financial planning skills in respect of which, alarmingly, the majority of advisers have not been formally assessed. It focuses on ability to construct comprehensive financial plans incorporating lifelong cash-flow forecasts.

Though some advisers do use this type of financial planning as a means of securing product sales, CFPCM professionals tend to focus more on developing long term financial strategies.

Becoming a CFPCM professional is not easy. The assessment is similar to an undergraduate dissertation. The CFPCM licence must be renewed each year. In order to retain their licence CFPCM professionals must have received no upheld complaints, adhere to a strict code of ethics and standards and comply with rigorous continuing professional development requirements.